Let’s say you are building a home and working directly with the builder. I’ve heard from numerous people that a real estate agent wasn’t involved so they did not have to pay commission. Sorry friends, an agent is usually involved and paid quite well (6%), even if you’ve never met them.
Planning to refinance or buy a new home? In the dog-eat-dog lending business, there’s an option you should consider — a mortgage broker.
What is a mortgage broker?
Unlike a loan officer who works directly for the lender, a mortgage broker works as a conduit between buyer and lender with no vested interest in any one lender. Brokers are not just application takers. We understand the mortgage business and are held to a high standard for licensing and background checks.
Why choose a broker over a bank?
Brokers have access to multiple banks. The bank you are working with are limited to their guidelines and rates. A broker has the flexibility to work with multiple banks and loan programs. [Read more…]
“Lightning struck our house and it’s on fire!”
“A car crashed into our front living room. What do we do?”
“We came home from vacation and found a busted pipe upstairs.”
“Our dog ran out into the street causing a wreck and the driver is filing a home insurance claim against us.”
As an insurance agent for 20 years, I receive these types of distressed homeowner calls on a regular basis. My first question is always, “Is everyone okay?” Interestingly, my client’s first question is always, “Do we have coverage?” When calling about a loss, no client has ever said, “How much did I pay for my premium this year?” All they want to know is if they have coverage and for what amount. [Read more…]
With just a few months left, let’s focus on a few simple upgrades and updates for your home, including a few fun projects while you’re at it. [Read more…]
You don’t have to move to the coast to live on the waterfront. A number of communities in Jackson County offer lakefront living, each with its own unique blend of character and charm. With the personalized attention of a matchmaker, our local experts will pair you with the waterfront property of your dreams. [Read more…]
Summer is cranking into full swing and that means there are plenty of things to do! Here’s your cheat sheet for some popular area events this month. Most events are free!
Lee’s Summit – Streets Alive! Festival
Fri: Noon to 10pm, Sat: 10am to 10pm, Sun: 11am to 4pm
Live entertainment featuring The Elders and The Nace Brothers, food vendors, carnival, petting zoo, craft vendors and BBQ competition. [Read more…]
DOG LOVERS: Here’s a list of local places and events that welcome your beloved companion.
Please note, pet policies are subject to change and often left up to individual managers so call ahead. Establishments serving food typically welcome pets in outside dining areas only. [Read more…]
Classic Car Show – MCC Longview
Flights of Fancy Kite Festival – MCC Longview